Features:
- Buy now pay later with just your smartphone
- No Credit card nor Pre-registration required, no annual fee
- Buy now at more than 700K shops including Amazon, SHEIN, DMM
- Monthly consolidated bill received at the beginning of next month and you can easily choose the payment method that works best for you
- Freely choose from convenient store, automatic debit transfer, bank transfer
- Pay at Lawson, Ministop, FamilyMart, Seicomart, 7-Eleven
- Monthly bills can be paid by simply showing the screen at a convenience store with the app
- You can pay at a convenience store at any time by using the "Pay Now" function
- Discover products in "Shop" and "inspiration" tabs and complete purchase in the app for a smooth shopping experience
Make shopping easier and delightful by verifying your identification:
- Use "3 pay" or "6 pay" or "12 pay" to split your purchase into 3 or 6 or 12 monthly installments at 0% interest. *
- Virtual card can be used as a credit card at online shops with the Visa mark. Card is free of charge and can be issued in as little as 5 minutes on the same day.
- Physical card is also available and can be used as a credit card at any store with the Visa mark.
- Check your spend limit and set a budget to stop overspending.
*0% interest only with auto-debit and bank transfer.
The number of payments that can be selected varies depending on the merchant.
Paidy Plus for Apple:
- Shop at Apple with 0% interest**
- Installment plans up to 36 months, depending on the product
- Dedicated line of credit exclusively for Apple Retail
- An application for "Paidy Plus for Apple" is required to shop at Apple***.
**0% interest only with auto-debit and bank transfer.
Paidy and Paidy Plus cannot be used to make purchases at Apple.
The 3pay, 6pay, and 12pay features for Paidy Plus cannot be used with Apple.
Recommended For:
- Those who prefer cashless payment
- Those who prefer to pay monthly consolidated bills at next month
- Those who are worried about the overuse of credit cards
- Those who prefer to pay in monthly installments without fees
- Those who prefer to freely choose payment options such as convenient store, automatic debit transfer, bank transfer
- Those who prefer to purchase Apple products with monthly installments
Security Measures:
- Account protected with two-factor authentication using verification codes
- Monitor all transactions 24 hours a day, 365 days a year
- Prevention of fraud and impersonation by identity verification
- Payment information is encrypted with TLS (Transport Layer Security)
For more details, click here.
Overview
Paidy is a Freeware software in the category Business developed by Paidy Inc..
The latest version of Paidy is 3.32.0, released on 01/30/2024. It was initially added to our database on 10/28/2023.
Paidy runs on the following operating systems: Android/iOS.
Paidy has not been rated by our users yet.
Pros
- Simple and easy-to-use interface
- No need for a credit card to make online purchases
- Option to pay in installments with no interest fees
Cons
- Currently only available in Japan
- Limited merchant support outside of Japan
FAQ
What is Paidy?
Paidy is a Buy Now Pay Later (BNPL) payment solution provided by Paidy Inc.
How does Paidy work?
Paidy allows customers to make online purchases and pay for them later in a single consolidated monthly bill.
Is Paidy available for all online purchases?
Paidy is currently available for online purchases in select stores that offer Paidy as a payment option.
Is registration required to use Paidy?
Yes, customers need to register for a Paidy account to use the service.
Are there any fees associated with using Paidy?
Paidy does not charge any interest or fees for using the service. However, late payments may incur penalties.
Can multiple purchases be grouped into a single bill with Paidy?
Yes, Paidy allows customers to consolidate multiple purchases into a single monthly bill.
What payment options are available with Paidy?
Paidy allows customers to pay for their purchases using various payment methods, such as bank transfer or convenience store payments.
Is there a limit to how much can be spent using Paidy?
Each user's spending limit with Paidy is determined based on various factors, including creditworthiness and transaction history.
Is Paidy only available in Japan?
Yes, Paidy is currently only available for customers in Japan.
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